This reminds me of the story of 2 retired guys talking at a retirement home in FL.
First guy asks the other guy what did you do before retiring?............I was in the bakery business, one day there was a terrible fire....the insurance money came in and I decided that at my age I just didn't have it in me to start over again so here I am in FL now in the retirement home having a great life......what did you do before you retired??
Second guy says well........my story is similar. I was in the plumbing supply company in PA, supplied contractors in 3 counties and had a great business, one day the river rose and we were completely flooded out.....when the Insurance $$ came in I decided I was too old as well and now were both here in this great place enjoying our retirement!!
Hmmmmm said the first man, Hmmmmm..............What is it asked the second guy??
Well................................I was just wondering how you start a flood???